Texas State Minimum Auto Insurance
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Texas 30/60/25 Minimum Coverage
Texas requires all drivers to carry minimum liability insurance before driving on public roads. The state minimum coverage is commonly referred to as 30/60/25. A-MAX helps you meet this requirement at an affordable price by comparing rates from over 35 insurance carriers.
The 30/60/25 coverage means $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage. This coverage pays for damage you cause to others in an accident. It does not cover your own vehicle or injuries.
State minimum insurance is the most affordable way to drive legally in Texas. If you drive an older vehicle or want to keep costs low, this option lets you meet requirements without paying for extras. A-MAX agents can explain your options and help you decide if minimum coverage is right for you. Get a free quote online, call us, or visit any of our 220+ Texas locations.
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FAQs
Texas requires 30/60/25 liability coverage. This means $30,000 per person for bodily injury, $60,000 total per accident for bodily injury, and $25,000 for property damage you cause.
State minimum meets legal requirements but may not cover all costs in a serious accident. If damages exceed your limits, you could be personally responsible for the difference.
Rates vary based on driving history, location, and other factors. A-MAX compares 35+ carriers to find competitive rates on state minimum coverage. Many drivers find rates as low as $32 per month.
A-MAX compares quotes from over 35 insurance carriers to find the lowest rate for your situation. Our licensed agents do the shopping for you, so you get multiple options without calling multiple companies.
Yes. A-MAX can quote, bind, and issue your policy the same day. Get a quote online, call an agent, or visit a local office to get covered immediately.