Texas Boat & Watercraft Insurance

During the hot Texas summer months, taking your boat and/or personal watercraft out on the water is one great way to escape the heat, relax, and have some much-needed fun with friends and family.

Although owning a boat is an expensive hobby, no need to worry. A-MAX offers a variety of coverage options at great, low monthly rates that won't break your bank. Call or visit any A-MAX location to get a free quote today.

Quick Facts about Boat & Watercraft Insurance in Texas

  • Boat insurance in Texas covers personal possessions on board, damage caused by an uninsured boater, and any injuries that occur during boating accidents.
  • Boat insurance can also cover the trailer used to transport your boat.

Are you a Texas resident looking to insure your boat or your personal watercraft? A-MAX offers a variety of coverage options for the following:

  • Pontoon Boat
  • Jet Boat
  • Cabin Cruiser
  • Bass Boat
  • Fishing Boat
  • Sailboat
  • Runabout
  • Personal Watercraft
  • Deck Boat
  • Kayak


Understanding Texas Boat & Watercraft Insurance

All insurance can be a little confusing, boat insurance is no different. Learn more about your coverage options here:

Watercraft Physical Damage
This coverage provides protection for direct, sudden, and accidental damage for your watercraft.
Personal Liability
Provides coverage for bodily injury and property damage sustained by others for which you are legally responsible.
Uninsured Watercraft
Provides coverage for compensatory damages for bodily injury that the insured is legally entitled to recover from the owner or operator of an uninsured watercraft. This coverage is subject to the policy Limit of Liability, exclusions and policy provisions.
Medical Payments
Pays the necessary and reasonable medical expenses incurred within one year from the date of an accident causing bodily injury to any person while in, upon, boarding or leaving the watercraft.
Towing and Roadside Assistance
If the watercraft is disabled while afloat or away from safe harbor or the trailer is disabled, towing and roadside assistance covers: the cost of emergency labor performed at the site of disablement; or towing to the nearest place where needed repairs can be made; or delivery of gas, oil or battery;
Trailer
Coverage for trailers equipped to transport your boat safely.
Personal Property
Includes wearing apparel, sports equipment, fishing equipment and other personal property owned by any of the insured or their guests while on board or being carried on or off the watercraft. If this and other insurance apply to a loss, this insurance is primary.

Cheap Boat Insurance Texas

We are dedicated to helping you protect your boat without leaving your pockets empty. A-MAX insurance is a Texas born and based company helping other Texans save money on boat and watercraft insurance since 2002. Accidents happen, even on the water of your favorite lake, river, or pond. It doesn't matter if you're going water skiing at Eagle Mountain Lake, enjoying a relaxing day with the family on your pontoon boat at Joe Pool Lake, anchoring with your friends at party cove on Lake Lewisville, kayaking on Barton Creek and the Colorado River, ailing on White Rock Lake, cruising in your cabin cruiser on Lake Travis, or fishing from your bass boat on Lake Houston; you should be protected. We offer low-cost boat insurance in Texas so you can spend more time and money getting out on the water and enjoying life.


Keep yourself, your boat, and your trailer protected from other boaters and Mother Nature. Get a quote for low-cost boat insurance in Texas today and stop overpaying for your insurance.