Need a bonded title in Texas? A-MAX Insurance sells title surety bonds starting at just $100 with same-day service at 300+ locations. If you bought a car without a title or lost yours, we make it easy to establish ownership and get back on the road.
Find your nearest location or call us at 800-921-AMAX to get a quote today.
We believe in transparency. While the final price depends on the bond amount and your credit history, most customers pay between 1% and 3% of the bond amount.
Don't wait days for an online bond. Visit us in person and leave with your paperwork today.
300+ Texas Locations: Walk in and get your bond same-day.
Official Texas Department of Insurance Listed: We are on the Texas Department of Insurance bonded title agent list.
Expert Support: Our licensed agents understand the TxDMV process inside and out.
Trusted Since 1999: We've been helping Texas drivers for over 20 years.
Getting a bonded title doesn't have to be complicated. Follow this simplified 5-step process to secure your vehicle ownership.
To qualify for a bonded title in Texas, you must be a Texas resident (or military stationed here) and have the vehicle in your possession. The vehicle cannot be considered junked or nonrepairable, and there cannot be any active liens less than 10 years old.
Visit your local TxDMV Regional Service Center to file the Bonded Title Application (Form VTR-130-SOF). You will need to bring:
A valid photo ID
The $15.00 administrative fee
Any proof of ownership you have (Bill of Sale, canceled check, etc.)
If approved, the TxDMV will issue a Notice of Determination (Form VTR-130-ND). This critical document tells you the exact bond amount you need to purchase, which is equal to 1.5 times the vehicle's value.
Bring your Form VTR-130-ND to any A-MAX location. We will issue your bond same-day in most cases. You have one year from the date on your notice to purchase the bond.
Take your new surety bond, the Notice of Determination, and a completed Application for Texas Title and/or Registration (Form 130-U) to your county tax office to receive your bonded title.
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Read MoreA title bond is essentially a safety net for the state and future buyers. You generally need one if:
You lost your original title and cannot contact the previous owner.
You bought a vehicle without a title (private sale, auction, or barn find).
The seller gave you an incorrect or incomplete title assignment.
The finance company closed before releasing the lien.
You inherited a vehicle but the paperwork is missing.
A bonded title acts just like a regular title, allowing you to register, insure, and drive your vehicle. The only difference is that it carries a "bonded" brand for 3 years.
This bond protects the state and any previous owners. If someone comes forward with a valid claim to the vehicle during those 3 years, the surety bond pays out to protect them (and you must reimburse the surety). If no claims are made after 3 years, the "bonded" label is removed, and you receive a standard clear title.
Prices start at $100. Most customers pay between 1% and 3% of the total bond amount. The bond amount itself must be 1.5 times the value of your vehicle.
The initial TxDMV review of your application usually takes 1-2 weeks. Once you have your Notice of Determination, you can walk into A-MAX and get your bond in minutes, then head immediately to the county tax office.
Yes, a bonded title is valid legal proof of ownership. You can sell the vehicle, but you should disclose the bonded status to the buyer. After the 3-year term expires, the title converts to a standard title.
You will primarily need Form VTR-130-SOF (Statement of Fact) to apply, VTR-130-ND (Notice of Determination) which sets the bond amount, and Form 130-U (Application for Texas Title) to finalize the process at the county tax office.
Not necessarily. While credit scores can influence your specific rate, we work with drivers in all credit situations. Visit an A-MAX location to discuss your specific options.
Don't let a missing title keep you off the road. Visit any of our 300+ Texas locations for fast, friendly service.
Find Your Nearest A-MAX Location or call us at 800-921-AMAX to speak with an agent today!