CALIFORNIA MOBILE HOME INSURANCE THAT FITS

Yes. Manufactured homes are valued, repaired, and insured differently than site-built homes. A policy built for them fits better and pays claims the way you expect.

No problem either way, whether you are in a community on a rented lot or on land you own. Tell us your setup and we will match the policy to it.

Usually, yes, often with a separate wind and hail deductible. We will walk you through how the policy treats wind and hail, including the deductible, before you buy.

With personal property coverage, yes: furniture, electronics, and clothes, after a covered loss.

Same day in most cases: online, by phone, or at an office.

The choices that move the price most: whether the structure is insured at actual cash value or replacement cost (actual cash value usually costs less but pays less after a loss, and your lender may require replacement cost); your deductibles, including a wind and hail deductible that is often separate; a realistic amount for your belongings; and whether you own the land or rent a lot. Cutting coverage you need is not a saving, so we walk you through what each option changes.

The right company is one that will insure your home, at your address, with the coverage your lender or community requires, at a price you can keep paying. When you compare, check whether they write your home at all (age, size, location and anchoring matter), how the structure is valued, how the wind and hail deductible works, which attached structures are covered, like carports, decks, awnings and skirting, and the liability and loss-of-use limits. We help you go through each detail.

You can start your quote online in a few minutes. Have the home's year, size and make, the address, and whether you own the land or rent a lot. A member of our team confirms the details with you before the policy starts, by phone or at an A-MAX office. If your community or lender needs proof of insurance, we can provide it when your policy is issued.