CHEAP AUTO INSURANCE IN CALIFORNIA.
Fast, affordable, easy. SR-22, tickets, a gap in insurance, no prior insurance, we have seen it all.
REASONS TO BELIEVE
240+
Offices in TX, CA and AZ
3 Million
Drivers helped since 2002
30,000+
Five-star reviews
20+
Years serving drivers
WHY PEOPLE CHOOSE A-MAX IN CALIFORNIA
We shop. You choose.
Share a few details and we shop for you, so you have more price options. Then you pick what fits your life and your budget.
All drivers welcome here.
Tickets, a gap in insurance, a not-so-perfect record: you are more than a driving record. We find options for every kind of driver, no lectures. AB 60 licenses welcome.
Somebody who speaks your language.
Hablamos español. Get help in English or Spanish: online, by phone, or face to face at a nearby office.
Real help, right down the road.
40+ offices across California. Walk in, talk to a representative, and get it handled.
What brings you here today?
EVERYTHING WE COVER IN CALIFORNIA
Pick what you need to protect and see how it works in California.
What California requires.
The legal floor for driving in California, who the filing goes to, and whether your credit can move the rate.
30/60/15
| Injury, one person | $30,000 |
| Injury, one accident | $60,000 |
| Property damage | $15,000 |
CA DMV
the California Department of Motor Vehicles. We file electronically, same day in most cases.
Not allowed
California does not let insurance companies rate your auto policy on credit. Under Proposition 103 the three factors that must matter most are your driving record, your annual mileage, and how long you have been driving. A rough credit stretch does not follow you into a California quote.
California is big. Pick your part of it.
Rates, options, and the nearest office all change by metro. These pages carry the local version of this one.
Central LA and the Gateway Cities, out through the San Gabriel Valley and the Valley.
Riverside and San Bernardino counties, where the commute makes mileage the rating factor that bites.
Border-market coverage from San Ysidro north through the county.
The north county corridor along the 5 and the 91.
The southern valley along Highway 99, and the thinnest office coverage in the state.
Cities with an A-MAX office that sit outside those metros.
A-MAX HAS YOUR BACK.
What customers across Texas, California and Arizona say about A-MAX.
“Exceptional service”
Exceptional service! The staff was friendly, professional, and made the whole insurance process quick and easy. They answered all my questions clearly and helped me find a great option at a reasonable price. Highly recommend A-MAX Auto Insurance!
Viswas · A-MAX customer
“A big help with my first car”
Thank you, A-MAX! Amazing service! They helped me find the best insurance plan for my first car. I’m a young adult trying to be financially responsible and this was a big help. I’m so immensely grateful for this, thank you so much!
Dayme · A-MAX customer
“Professional and caring”
I have a great experience from A-MAX. They were professional and caring. They explained to me every question and detail about my policy. I have appreciated their friendly atmosphere. The staff here has been wonderful. Excellent place of insurance that I recommend. Thank you!
Adrian · A-MAX customer
California drivers ask us these.
California requires 30/60/15 liability coverage: $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $15,000 for property damage. Those limits went up from 15/30/5 on January 1, 2025, so a policy written before then may be below the current floor.
No. Proposition 103 bars insurance companies from rating personal auto on a credit-based insurance score in California. The three factors that must weigh most are your driving record, your annual mileage, and how long you have been licensed.
An SR-22 is a certificate your insurance company files with the California DMV confirming you carry at least the state minimum. It attaches to an auto policy rather than being sold on its own. Start a policy with A-MAX and we handle the filing.
Yes, in many cases. We work with drivers who have no license, an AB 60 license, an out-of-state license, a foreign or international license, or a Matrícula Consular. Bring what you have and a representative will tell you plainly what we can do.
Usually. You can often leave with active coverage the same day. Bring your license or ID, your vehicle VIN, and proof of any prior insurance if you have it.
That is most of what we do. An SR-22, a suspended license, no prior insurance, a gap in insurance, an at-fault accident, or a DUI. We shop for you, including insurance companies built for these situations.
Yes. Monthly payment plans are available with most of the options we offer. A down payment is required to start a policy, and we will look for the option whose down payment fits what you can pay today.
Yes. Hablamos español. Get a quote, make a payment, or get help with your policy in Spanish online, by phone at 1-800-921-AMAX, or face to face at A-MAX offices across California.
About this page
Reviewed by a licensed A-MAX insurance professional. A-MAX Insurance Services, Inc. is an independent agency that has helped drivers in Texas, California and Arizona since 2002.
Last updated 2026-10-19
NEED CAR INSURANCE?
We shop. You choose. Get a free auto quote online, call 1-800-921-AMAX, or stop by an office, in English or Spanish. No commitment.