CALIFORNIA AUTO INSURANCE FOR REAL DRIVERS

Yes, and it is one of the most common things we do. We file SR-22s the same day in most cases. Bring your license and the case number from the court or your state agency if you have it, and we will shop the options that work with an SR-22 on file.

We can still cover you. A gap raises your rate with some insurance companies and barely registers with others, which is exactly why we shop for you instead of quoting you one price. The longer the gap the more it matters, but it is never a reason we turn someone away.

Yes. Never having had a policy in your own name is one of the most common situations we handle, including for first-time drivers. Some insurance companies treat it as a risk and some do not, and we will find the second group.

Yes. We work with drivers who have no license, a foreign or international license, an out-of-state license, or a license that is suspended or expired. Bring what you have and we will tell you plainly what we can do.

An insurance company sells you its own policy at its own price. An independent agency like A-MAX takes your information once and shops it with multiple insurance companies, then shows you the results. You see options side by side rather than one number. We shop. You choose.

Same day in most cases. You can get a policy online in about ten minutes, over the phone, or in person at any A-MAX office. If you need an SR-22, that is filed the same day too.

Online, by phone at 1-800-921-AMAX, or at any A-MAX office. You give us your details once, and we show you your price options side by side. Most drivers can get a policy in about ten minutes.

Yes. Monthly payment plans are available with most of the options we offer. A down payment is required to start a policy, and we will look for the option whose down payment fits what you can pay today.

Your ZIP, your date of birth, and the year, make and model of the car. The VIN and proof of any prior insurance make it faster and can lower your rate, but you can start without them.

California requires at least 30/60/15 liability: $30,000 for injuries to one person, $60,000 per accident, and $15,000 for property damage. The minimum went up from 15/30/5 in January 2025. If you need an SR-22, it is filed with the California DMV. Your quote always meets the California minimum, and you can choose more coverage.

Start by comparing, because the same driver can get very different prices from different insurance companies. We shop. You choose. The choices you control: liability-only coverage meets your state's minimum, and an older car may not need collision. Keeping your insurance continuous helps, since a gap in insurance can raise your rate. Have your VIN and proof of prior insurance ready for a more accurate quote, and ask about a low down payment and a monthly plan.

Yes. Enter your ZIP, your date of birth, and the car's year, make and model, and you will see the options for your situation. Most drivers can get a policy in about ten minutes and are covered the same day. If you need an SR-22 filing, have a license from another country, or someone else drives your car, call 1-800-921-AMAX or visit an office so we can help you set it up.