Affordable coverage from 35+ carriers, same-day SR-22 filings,
and bilingual agents at A-MAX offices in Phoenix and Yuma.
✅ Last updated: May 6, 2026
A-MAX Insurance serves Arizona drivers through 4 offices (3 in Phoenix, 1 in Yuma) and 35+ carriers, including non-standard carriers that work with drivers other companies decline.
Arizona minimum required: 25/50/15 liability coverage
Best for non-standard drivers: SR-22, suspended license, after-accident, after-DUI, lapsed coverage, high-risk
Same-day coverage: Available in most cases
SR-22 filings: Filed electronically with the AZ MVD, often within an hour
Bilingual service: English and Spanish at every location
How to start: Online quote, call 1-800-921-AMAX, or walk into any A-MAX office
A-MAX serves Arizona drivers through 4 offices: three in Phoenix (Central Ave, Dunlap Ave, and McDowell Rd) and one in Yuma. Whether you're a Maricopa County commuter, a teen driver, an SR-22 case, a driver coming back from a lapse, a driver who got dropped, or a driver who never had a policy in their name, A-MAX is built for you.
We've been doing this since 2002. Today A-MAX partners with 35+ carriers, including non-standard carriers that work with drivers other companies decline. You don't have to be a perfect driver to get covered. You just have to walk in, call, or quote online.
Whatever brought you to this page, the path forward is the same: get a real quote in about 10 minutes, then decide.
Liability-only coverage. Arizona state minimum (25/50/15). The most affordable option, often best for older or paid-off vehicles. Learn more →
Full coverage. Liability + collision + comprehensive. Required if you're financing or leasing. Learn more →
SR-22 filings. Court-ordered, DUI, license reinstatement. We file electronically with AZ MVD, often within an hour of binding the policy. Learn more →
Insurance for unlicensed drivers. You can still get auto insurance in Arizona without a current license. Learn more →
Non-owner insurance. Coverage when you don't own a car but still drive someone else's. Learn more →
Mexican auto insurance. Cross-border coverage for trips into Sonora. Learn more →
If a court or AZ MVD told you that you need an SR-22 to keep driving, we can file it the same day. Most filings go through within an hour of binding your policy.
You can still get auto insurance in Arizona without a current license. Many drivers do, and it's usually a step toward getting your license back.
A suspended license doesn't have to mean no coverage. We work with carriers that insure drivers in this exact situation, often the same day.
Coverage lapsed last week, last month, or last year? Walk in, give us 20 minutes, and you can leave with a policy bound today. No judgment, no lecture.
An at-fault accident on your record makes most companies hike your rate or drop you. We work with carriers that don't.
A DUI on your record changes your insurance options, but it doesn't end them. Most A-MAX carriers will work with drivers in this situation, and we can often file the SR-22 the same day.
Credit history affects insurance rates in Arizona where state law permits. We compare carriers that look beyond credit, so a rough patch doesn't have to mean an expensive policy.
If multiple companies have already declined or non-renewed you, A-MAX has carriers built for exactly this situation.
Adding a teen to your policy is one of the bigger rate increases most families face. We'll compare it across 35+ carriers to find the most affordable option.
First time getting your own auto insurance? An A-MAX agent will walk you through every choice. No insurance jargon.
Walk into any A-MAX location and most customers leave covered the same day. Bring your license, your VIN, and proof of any prior insurance if you have it.
Low down payment options and flexible monthly plans available across our locations. We'll find the carrier that fits what you can pay today.
Rates in Arizona vary by city, ZIP, driver history, vehicle, and credit (where allowed). The fastest way to know your real number is to quote: about 10 minutes online or by phone.
For neighborhood-level color, see the city pages linked below.
Arizona requires every driver to carry at least 25/50/15 in liability coverage:
$25,000 for injury or death of one person per accident
$50,000 for injury or death of two or more people per accident
$15,000 for property damage per accident
That's the legal minimum, but it doesn't cover damage to your car. If you owe money on your car, your lender almost always requires full coverage (which adds collision and comprehensive).
We can run both quotes side by side so you see the actual price difference for your situation. More on Arizona minimum coverage →
A-MAX agents in Phoenix and Yuma write policies for drivers across Maricopa County and southern Arizona. Pages for these nearby markets are in development:
Hablamos tu idioma. Todas nuestras oficinas tienen al menos un agente bilingüe.
Arizona requires 25/50/15 liability coverage. $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $15,000 per accident for property damage. That's the legal minimum to drive.
Same day in most cases. Walk into any A-MAX office, bind a policy, and we file the SR-22 electronically with AZ MVD. Most filings go through within an hour.
Yes. Most A-MAX customers in Arizona leave with active coverage the same day they walk in or call. Bring your driver's license (or ID), your vehicle's VIN, and proof of any prior insurance if you have it.
Yes, Arizona allows credit-based insurance scoring.
A-MAX has 4 offices in Arizona: three in Phoenix (Central Ave, Dunlap Ave, and McDowell Rd) and one in Yuma. Use the city pages below for addresses, hours, and directions.
Arizona's monsoon season (typically June through September) brings heavy rain, hail, and dust storms (haboobs) that can damage vehicles. Comprehensive coverage handles weather-related damage including hail, flooding, and windblown debris. Liability-only coverage does not. If you're financing or leasing, full coverage is usually required anyway.
Yes. A-MAX locations in Arizona can connect you with Mexican auto insurance for trips across the border. Bring your current policy details to make the cross-border quote faster, or start online.
Yes. A-MAX is built for non-standard auto: SR-22, suspended license, no prior insurance, lapsed coverage, after-DUI, after-accident, and high-risk. We compare 35+ carriers.
Sí. Cada oficina de A-MAX tiene al menos un agente bilingüe. Llama al 1-800-921-AMAX ahora y habla con alguien en español.
You can verify Arizona minimum coverage and insurance regulations with the [Arizona Department of Insurance and Financial Institutions](https://difi.az.gov/). For A-MAX licensing details, contact us.
Online quote: Get my quote (about 10 minutes) . Call: 1-800-921-AMAX . Walk in to any A-MAX location. Most customers are in and out in under 30 minutes with active coverage.
Disclaimer. Specific carriers, products, and discounts available in Arizona may differ from those listed on this page. Coverage is subject to underwriting approval and is not guaranteed. This page is for general information about car insurance options in Arizona and is not insurance advice. For a binding quote, contact an A-MAX agent.