Skip to main content

AUTO INSURANCE FOR BAD DRIVING RECORD

Driving can sometimes be a rough road and some drivers have a more difficult time along the way than others. As driving history, collisions, and moving violations directly impacts how your insurance rates are calculated, you are probably seeing higher rates. Not to worry, A-MAX knows you need coverage and we’re here to help you manage your insurance options every step of the way.

Find Affordable Auto Insurance

We firmly believe that everyone deserves reliable, consistent auto insurance regardless of their past driving history. Regardless of what your past holds, we believe you deserve to be treated fairly and equitably. Let A-MAX do the work to find the best rate and provider for you.

Top Coverage

A-MAX’s primary goal is to find you the best insurance. We research your options and give you choices so that you have the control and coverage you need.

Great Price

We know that cost matters and high-risk drivers are often subjected to high premiums. We want to find the right option that suits your budget and needs.

Flexible Options

Regardless of what your history looks like, we know you have obligations. We’ll find auto insurance coverage to fit your driving record and budget.

Good Vibes
Amy V. ⭐⭐⭐⭐⭐

Amy V. ⭐⭐⭐⭐⭐

A-MAX Military

We are super satisfied with the service we get from Stephanie every time we need a quote, make a payment or even just a simple question…She is super friendly very professional and did I mention very thorough about any information she gives us. I feel like she always goes above and beyond no matter what service we need.Thank you Stephanie we need more people like you in the customer service world!

Nate P. ⭐⭐⭐⭐⭐

Nate P. ⭐⭐⭐⭐⭐

A-MAX Cypress

Lindsey was absolutely amazing, she stayed on the phone with me until the whole process was complete and was very polite! Also, the rates are unbeatable!!! I would put 10 stars if I could but I guess I'll just highly recommend them!

Abelia C. ⭐⭐⭐⭐⭐

Abelia C. ⭐⭐⭐⭐⭐

A-MAX Blackhawk

Vanessa had helped me with a quote and getting started on insurance, she was extremely helpful and gave me an awesome deal!! She was super polite and beyond helpful!!

Miguel C. ⭐⭐⭐⭐⭐

Miguel C. ⭐⭐⭐⭐⭐

A-MAX Closner Blvd

Great customer service! Immediate quote with the best prices in town. I had have them for about six years now and they are always eager to help and give you the best deal.

Richard L. ⭐⭐⭐⭐⭐

Richard L. ⭐⭐⭐⭐⭐

A-MAX Cypress

I have been with them for more than 8 years I have not had any problems very good company!

Lejoan B. ⭐⭐⭐⭐⭐

Lejoan B. ⭐⭐⭐⭐⭐

A-MAX Lake June

Angelica helped with my full coverage insurance in under 20 mins I was all set. Thanks again I’ll be recommending.

Ametrus B. ⭐⭐⭐⭐⭐

Ametrus B. ⭐⭐⭐⭐⭐

A-MAX Garland

If you just need liability insurance, this is the go to place. Lowest prices in town. Friendly agents to work with.

Why You Need the Best in Auto Insurance

Drivers with a bad driving record have their insurance challenges cut out for them, but that doesn’t mean you have to blindly accept any offer that comes your way. Not all accidents and moving violations are created equal and it’s important that you have an insurance partner who can help you understand your options and choose the provider that is right for you, your driving history, and your family. 

There’s no doubt that you will likely have more obstacles to overcome, but it is helpful to understand how insurance premiums are calculated so you better understand your options.  

Most insurance companies classify drivers as high risk or “bad” based on the following criteria:

  • -Multiple at-fault accidents.
  • -More than one moving violation in recent years.
  • -Having one or more vehicle-related convictions, such as a DUI.

But remember that not all violations and collisions are created equal. Running a stop sign isn’t the same as exceeding the speed limit by 25+ miles per hour and collisions with high damage payouts or injuries aren’t the same as minor fender benders. Regardless, here is what you need to remember—A-MAX believes in providing everyone with fair, affordable options. That’s why we put the choosing power in your hands. 

4 Ways To Keep Insurance Premiums Down

If you find yourself in the “bad driver” category, you may have some work to do. Here are a few tips for keeping your insurance premiums down. 

Try to improve your credit score. Raising your credit score can impact your premiums. Take efforts to improve your credit rating and that could work in your favor when it comes to insurance options.  

Take a defensive driving course. Many insurance companies offer rewards for taking a defensive driving course by discounting your premiums. Most states have these readily available and can quickly be taken to help lower your rates. Plus, it can help show you’re ready to improve your driving record.

Check on low mileage options. If you aren’t planning to drive much or already have access to readily available public transportation, you may be able to achieve reduced rates with a low-mileage policy. Ask about limited mile coverage to see if you qualify.

Distance yourself from previous incidents. In many states, at-fault accidents will affect your insurance for three years and moving violations need time to expire. Be a careful driver as much as possible and take some time to build a better recent driving record.

Things To Remember about Driving with A-MAX

A-MAX is dedicated to helping keep drivers protected at all times, regardless of their driving history. We want to make sure you are covered at all times. Whatever might lie in your past, we believe you deserve the option of quality insurance. Here are some things you should know about insuring with A-MAX.

We want you to have options and are dedicated to finding you the absolute best policy available. Everyone deserves to be covered—and we won’t settle for less!  

We want you to focus on staying safe without being concerned that your coverage has or will lapse without warning. That’s why you need excellent support and an insurance partner who works hard just for you. We will because it’s what we do best.

We focus on quality service. Our priority is getting you the support you need at all times and we will make sure that you are always covered with the support you can trust.

We want to empower you to make the choice. You want to be in charge of choosing your insurance and we don’t blame you. That’s why we’ll give you the options and you’ll select your preference. Choose from multiple providers and feel confident if your coverage and rates. 

Find the best auto insurance for you by getting started below!

START YOUR FREE QUOTE

Let's Start Saving

meet us
Drop by One of Our
Convenient Locations

and chat with a friendly agent!
Find a Location Near You!
Call Us Text Us Message Visit