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4.5/5 · 30K+ reviews30K+ five-star reviews

A construction worker in a safety vest talking with an A-MAX agent at a job site

WORKERS COMP WITHOUT THE RUNAROUND

Workers compensation covers medical costs and lost wages when an employee is hurt on the job, and and protects your business from the lawsuit that could follow. A-MAX helps you get covered and stay compliant in Texas, California and Arizona.

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REASONS TO BELIEVE

240+

Offices in TX, CA and AZ

3 Million

Drivers helped since 2002

30,000+

Five-star reviews

20+

Years serving drivers

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Why people choose A-MAX.

Get the rules right for your state.

Required in Arizona and California, optional in Texas. We help you set up coverage that fits your state and your crew.

Covered when someone gets hurt.

Medical bills and lost wages for an injured employee, handled so the job and your business keep moving.

Somebody who speaks your language.

Get answers in English or Spanish: online, by phone, or face to face at a nearby office.

Real help, right down the road.

240+ offices across Texas, California, and Arizona. Walk in, talk to an agent, and get it handled.

What brings you here today?

I hired my first employee

Hiring changes your requirements. We will tell you straight what your state expects.

A contract requires workers comp

Many GCs and clients require it even where the state does not. We make the proof fast.

My crew is growing

More people, more exposure. Keep the coverage in step with the payroll.

The rules are not the same everywhere.

Workers comp is regulated state by state, and the differences are big. These are the three states where we have offices.

StateWhat is differentGo
Texas TXTexas is the one state where most private employers are not required to carry workers comp, but many contracts require it, and going without it exposes the business to injury lawsuits.Texas page →
California CARequired for all employers with employees, even one. Going without it carries serious penalties.California page →
Arizona AZRequired for employers with one or more employees, full or part time.Arizona page →

A-MAX HAS YOUR BACK.

What customers across Texas, California and Arizona say about A-MAX.

4.5/5
30K+ reviews

“Five years with A-MAX”

A-MAX has been my business for 5 years now. Always great customer service, the process is easy and love the small candy they have on their desks. I recommend you to start with them, that's how good they are.

Erik · A-MAX customer

“Kind, helpful and fast”

I needed help with a surety bond and A-MAX was my top choice among the places that came up. It turned out to be a great decision. The staff was very kind, helpful, and provided fast service. The office was also so clean and welcoming. I definitely recommend others to A-MAX for your insurance needs! Thank you, A-MAX

Alyssa · A-MAX customer

“Professional and caring”

I have a great experience from A-MAX. They were professional and caring. They explained to me every question and detail about my policy. I have appreciated their friendly atmosphere. The staff here has been wonderful. Excellent place of insurance that I recommend. Thank you!

Adrian · A-MAX customer

THE THINGS PEOPLE ACTUALLY ASK US

Texas is the one state where most private employers can opt out, but opting out means an injured employee can sue the business directly, and many contracts require coverage anyway. We will walk you through both sides.

Medical treatment and partial lost wages for an employee hurt on the job. It also protects the business from most injury lawsuits.

Generally no. Subs usually need their own coverage, and GCs often require proof of it. Tell us how your crew is structured and we will sort out who needs what.

Premiums are based mostly on payroll and the type of work. Share the basics and we will show you what came back.

Usually the same day coverage starts. Tell us who needs it and we will send it over.

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Ready to get covered?

Auto, home, renters, motorcycle, mobile home and commercial. It is free, and there is no commitment.