Get Comprehensive Insurance Coverage

Comprehensive Auto Insurance protects your vehicle against damages not caused by a collision, such as theft, weather, and vandalism. It's a wise choice if you value safeguarding your vehicle's investment; get a free quote to see your coverage options.

Comprehensive Auto Insurance

Comprehensive coverage is part of the physical damage section of your auto insurance policy, which covers damages to your vehicle. It applies to damages that result from an incident that does not involve another vehicle.

What Does Comprehensive Car Insurance Cover?

Comprehensive car insurance provides coverage for damages resulting from:

• Animals

• Fire

• Theft

• Vandalism

• Weather

Comprehensive car insurance will also pay for any damaged glass on your vehicle regardless of how the glass was damaged, as long as there isn't additional damage to the body of the car other than the glass. If there is additional damage to the body of the car, comprehensive insurance or collision insurance will apply, depending on how the car was damaged.

Comprehensive insurance is valuable and will help you pay for repairs to your vehicle, resulting from most things being out of your control. Comprehensive insurance does carry a deductible, which you select when you purchase the coverage on your car insurance policy. You must satisfy the deductible before your insurance company pays the additional cost of the repairs to your vehicle.

If you do not finance or lease your car and the car is in storage for a period of time, you can use comprehensive insurance as "storage coverage" on the car. When you do this, you only remove all of the other coverages (liability, property damage, collision, etc.) from the car and carry comprehensive insurance. This covers the car for the situations listed above while it is being stored and avoids your having to pay for full insurance on a vehicle that you are not using while satisfying your state's requirements for appropriate insurance coverage on a registered motor vehicle.

Get Covered Today!

Amy V. ⭐⭐⭐⭐⭐

A-MAX Military

We are super satisfied with the service we get from Stephanie every time we need a quote, make a payment or even just a simple question…She is super friendly very professional and did I mention very thorough about any information she gives us. I feel like she always goes above and beyond no matter what service we need.Thank you Stephanie we need more people like you in the customer service world!

Nate P. ⭐⭐⭐⭐⭐

A-MAX Cypress

Lindsey was absolutely amazing, she stayed on the phone with me until the whole process was complete and was very polite! Also, the rates are unbeatable!!! I would put 10 stars if I could but I guess I'll just highly recommend them!

Abelia C. ⭐⭐⭐⭐⭐

A-MAX Blackhawk

Vanessa had helped me with a quote and getting started on insurance, she was extremely helpful and gave me an awesome deal!! She was super polite and beyond helpful!!

Miguel C. ⭐⭐⭐⭐⭐

A-MAX Closner Blvd

Great customer service! Immediate quote with the best prices in town. I had have them for about six years now and they are always eager to help and give you the best deal.

Richard L. ⭐⭐⭐⭐⭐

A-MAX Cypress

I have been with them for more than 8 years I have not had any problems very good company!

Lejoan B. ⭐⭐⭐⭐⭐

A-MAX Lake June

Angelica helped with my full coverage insurance in under 20 mins I was all set. Thanks again I’ll be recommending.

Ametrus B. ⭐⭐⭐⭐⭐

A-MAX Garland

If you just need liability insurance, this is the go to place. Lowest prices in town. Friendly agents to work with.

¿Cuál es la Diferencia Entre Integral y Colisión?

La cobertura integral y de colisión son las dos coberturas que componen la parte de daños físicos de su póliza de seguro de automóvil. Estas coberturas responderán de los daños a tu vehículo dependiendo de cómo se produjo el daño. El seguro a todo riesgo paga los daños causados por cosas que están fuera de su control, como animales, incendios, robo, vandalismo y condiciones climáticas. Si su vehículo resulta dañado en una colisión con otro automóvil o un objeto, la cobertura de colisión responderá.

La parte de responsabilidad de una póliza de seguro de automóvil (lesiones corporales y daños a la propiedad) cubrirá los daños que usted cause al vehículo o propiedad de otra persona y sus gastos médicos como resultado de un accidente que sea su culpa. Cuando tiene un seguro a todo riesgo y de colisión en su póliza de seguro de automóvil, su póliza se considera una póliza de cobertura total porque cubre los daños a su vehículo y a la propiedad de otras personas, independientemente de cómo ocurrió el daño .

Elegir un Deducible de Cobertura Integral

Al seleccionar el deducible de su seguro a todo riesgo, asegúrese de seleccionar uno que pueda pagar en caso de un reclamo a todo riesgo. Los deducibles más altos reducirán la prima de su seguro de automóvil, pero si no puede pagar el monto del deducible, su póliza no responderá por los daños a su automóvil.

El seguro a todo riesgo es la menos costosa de las dos coberturas de daños físicos en una póliza de seguro de automóvil. La mayor parte de la prima que pague por esta parte de su seguro provendrá de la parte de colisión de la póliza, si la ha adquirido. Debido a esto, puede notar que el cambio en la prima de su seguro de automóvil puede ser muy pequeño cuando aumenta su deducible integral, y puede que no valga la pena hacerlo. Asegúrese de pedirle a su agente de seguros o aseguradora que le cotice diferentes deducibles para que pueda tomar una decisión informada.

¿Necesito Cobertura Integral?

El seguro a todo riesgo no es obligatorio como lo es la cobertura de responsabilidad y daños a la propiedad, pero si alquila o financia su automóvil, su prestamista le exigirá que tenga cobertura a todo riesgo y de colisión en el vehículo hasta que haya cancelado el préstamo. El hecho de que el seguro a todo riesgo no sea obligatorio si usted es propietario absoluto de su automóvil, no significa que no deba tenerlo. Debe realizar un seguimiento del valor de su automóvil utilizando una calculadora de valor en efectivo real como Kelley Blue Book. Si su automóvil aún tiene un valor sustancial, renunciar al seguro a todo riesgo podría ser una decisión financieramente devastadora

¿Cómo Puedo Obtener una Póliza de Seguro de Auto Con Cobertura a Todo Riesgo?

Puede adquirir un seguro a todo riesgo para su automóvil comunicándose directamente con su aseguradora actual para solicitar la adición de esta cobertura. Su proveedor podrá ofrecerle precios de varios deducibles para que pueda tomar la decisión correcta para usted. Si está buscando una póliza nueva, puede comunicarse con un agente de seguros autorizado o buscar una póliza que se ajuste a sus necesidades en un sitio web de calificación comparativa como A-MAX Insurance.

Comprehensive Coverage FAQs

Q: What does comprehensive auto insurance cover?

A: Whether your car is in storage or not, comprehensive insurance will extend coverage for damages to your vehicle caused by animals, fire, theft, vandalism, or weather. In addition, this coverage applies to any damaged glass on your car.

Q: Does comprehensive insurance cover damage to my car caused by a collision?

A: No. If your car is damaged in a collision with another vehicle or object, you would need to purchase collision insurance.

Q: Where can I buy comprehensive coverage for my vehicle?

A: You can speak with a licensed insurance agent, contact a car insurance company directly, or obtain a quote for comprehensive coverage through an online comparative rater such as A-MAX Insurance.