Protect your home and everything in it. A-MAX compares 35+ carriers to find affordable Arizona homeowners coverage, and you can bundle it with your auto policy to save more.
✓ 35+ carriers compared ✓ A-MAX offices in Phoenix and Yuma ✓ Bundle and save ✓ Bilingual service
Reviewed by a licensed A-MAX insurance agent · Last updated: August 3, 2026
Arizona home insurance: what to know
Home insurance is not required by Arizona law, but your mortgage lender almost always requires it, and it protects the biggest purchase most people ever make.
Typical coverage: your dwelling, other structures, personal belongings, liability, and additional living expenses.
Arizona-specific risks: wildfire, monsoon wind and hail, dust storms, and in some areas, flooding (usually a separate policy).
Not required by law, but required by nearly every lender.
Bundling: pairing home and auto with the same carrier usually lowers both.
How to start: Online quote, call 602-268-2548, or visit a Phoenix or Yuma office.
A-MAX is an independent agency, so instead of selling one company's homeowners policy, an agent compares 35+ carriers to find the coverage and price that fit your home. That breadth matters in Arizona, where risk varies a lot from one area to the next: a home near the wildland edge, a property in a monsoon-prone valley, and an older home with an aging roof are each priced differently by different carriers.
A-MAX has helped drivers and homeowners find affordable coverage since 2002. You can quote online, by phone, or in person at an Arizona office, in English or Spanish.
A standard homeowners policy generally includes:
Some Arizona risks need extra attention. Flood is almost always excluded from a standard policy and needs a separate flood policy, which matters in wash-prone and monsoon-flooding areas. Ask an A-MAX agent whether your address calls for it.
The fastest way to see your real rate is to quote it across carriers. Call 602-268-2548 or start online.
Most carriers give a multi-policy discount when you insure your home and your car with them. Because A-MAX compares 35+ carriers, an agent can run your home and auto together and show you the bundled price side by side against separate policies. If you drive in Arizona, start with Arizona auto insurance and ask about bundling.
A-MAX writes home insurance for Arizona homeowners statewide, with local offices in the Phoenix metro and Yuma. Whether you are in Phoenix, Mesa, Chandler, Avondale, or Yuma, an agent can compare carriers for your specific address.
Browse local pages: Phoenix · Mesa · Yuma.
¿Buscas seguro de casa en Arizona?
A-MAX compara más de 35 aseguradoras para encontrar cobertura de vivienda asequible en Arizona, y puedes combinarla con tu seguro de auto para ahorrar más. Equipo bilingüe en Phoenix y Yuma.
Verify current requirements with the Arizona Department of Insurance and Financial Institutions. SR-22 filings go to the Arizona Motor Vehicle Division.
Four offices, three in Phoenix and one in Yuma. Every location has at least one bilingual agent, Monday through Friday. Calling ahead at 602-268-2548 means your quote is ready when you walk in.
Get a quote today
Call, quote online, or walk into any Arizona office.
About this page This page was reviewed by a licensed insurance agent on the A-MAX team. A-MAX has helped Arizona homeowners and drivers find affordable coverage since 2002. Meet our team → Last updated: August 3, 2026.
Disclaimer. This page is general information about home insurance in Arizona and is not insurance advice. Coverage, limits, exclusions, and pricing vary by carrier, policy, and your specific home. Flood is generally not covered by a standard homeowners policy. Your A-MAX agent will explain what a specific policy does and does not cover during your quote. For a binding quote, contact an A-MAX agent.
Online quote: Get my quote (about 10 minutes) . Call: 1-800-921-AMAX . Walk in to any A-MAX location. Most customers are in and out in under 30 minutes with active coverage.