Court-ordered or MVD-required SR-22? A-MAX files it electronically with the Arizona MVD, often within an hour of binding your policy. Same-day coverage and low down payment plans, in English or Spanish.
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Reviewed by a licensed A-MAX insurance agent · Last updated: August 3, 2026
SR-22 in Arizona: what to know
An SR-22 is not insurance. It is a certificate your insurance company files with the Arizona MVD to prove you carry at least the state-minimum liability coverage.
Who files it: your insurance carrier, not you. A-MAX handles the filing.
Filed with: the Arizona Motor Vehicle Division (MVD), part of ADOT.
Arizona minimum required: 25/50/15 liability coverage.
How fast: same day in most cases; filings often go through within an hour of binding.
How long: Arizona requires you to keep the SR-22 on file for 3 years (36 months), counted from the date you become eligible for license reinstatement. A lapse can reset that clock.
How to start: Online quote, call 602-268-2548, or walk into a Phoenix or Yuma A-MAX office.
An SR-22 is a certificate of financial responsibility. When the Arizona MVD or a court requires one, your insurance company files it to confirm you carry at least Arizona's minimum liability coverage of 25/50/15. Once it is on file, the MVD can reinstate or maintain your driving privileges.
The key thing to understand: you do not file an SR-22 yourself, and it is not a separate policy you buy. It is a filing your insurer makes on top of an active auto policy. A-MAX writes the policy and submits the SR-22 filing to the Arizona MVD for you, usually the same day.
The Arizona MVD or a court usually requires an SR-22 after events like these:
If you are not sure whether you need one, the order from the court or the MVD will say so. Bring that paperwork to A-MAX and an agent will confirm what you need and file it.
Bring your driver's license or state ID, your vehicle's VIN, any court or MVD paperwork, and a payment method for your down payment.
Two things drive the cost: the policy and the filing fee. The SR-22 filing itself is a small, one-time fee set by your carrier. We would rather not quote a number we cannot promise, so your A-MAX agent will confirm the exact filing fee when you get your quote. The larger part is the auto policy, and the reason you need an SR-22 (a DUI, a lapse, violations) usually raises that premium.
The good news is that "SR-22 driver" is exactly who A-MAX's non-standard carriers are built for. Comparing 35+ carriers is the difference between one company's inflated rate and the actual lowest available price for your record. Low down payment options and monthly plans are available.
The only way to know your real number is to quote it: call 602-268-2548 or start online. It takes about 10 minutes.
Most SR-22 situations are time-sensitive, so speed matters. Walk into a Phoenix or Yuma A-MAX office, bind a policy, and the SR-22 is filed with the Arizona MVD the same day in most cases.
Find your office on the Arizona auto insurance page, or jump to Phoenix, Mesa, or Yuma.
¿Necesitas un SR-22 en Arizona?
Nosotros lo presentamos. A-MAX presenta tu SR-22 electrónicamente ante el MVD de Arizona, casi siempre el mismo día. Agentes bilingües en Phoenix y Yuma.
Verify current requirements with the Arizona Department of Insurance and Financial Institutions. SR-22 filings go to the Arizona Motor Vehicle Division.
Four offices, three in Phoenix and one in Yuma. Every location has at least one bilingual agent, Monday through Friday. Calling ahead at 602-268-2548 means your quote is ready when you walk in.
Get a quote today
Call, quote online, or walk into any Arizona office.
About this page This page was reviewed by a licensed insurance agent on the A-MAX team. A-MAX has been helping Arizona drivers, including those who need an SR-22, find affordable coverage since 2002. Meet our team → Last updated: August 3, 2026. We review and update this page regularly.
Disclaimer. This page is general information about SR-22 filings in Arizona and is not legal or insurance advice. SR-22 requirements, terms, and filing times depend on your court or MVD order, carrier underwriting, and Arizona MVD processing. Filing fees are set by the carrier. Your A-MAX agent will confirm your exact requirement and timing during your quote. For a binding quote, contact an A-MAX agent.
Online quote: Get my quote (about 10 minutes) . Call: 1-800-921-AMAX . Walk in to any A-MAX location. Most customers are in and out in under 30 minutes with active coverage.